Small Business Owner's Policy Protects your business from property and general liability risks with a bundled, affordable solution that meets the general needs of your small business. Cyber We understand the complexity of cyber threats and have cyber liability insurance solutions to help protect your business assets.
General Liability. General Liability Travelers offers a wide range of general liability options to help protect your business. Surety Bonds Travelers can help both individuals and businesses - ranging from small to multi-national companies - with their surety bond needs.
Frequently Asked Questions. Starting your own business means taking on some degree of risk. As a business owner, you already have the passion and drive to take on new challenges, but you'll also need to protect the value of the assets you purchase for your company.
Insurance can help you recover when things go wrong. From property losses related to items such as fire or theft, to liability issues should someone sue — or threaten to. With the proper policies in place, you'll gain peace of mind and feel more comfortable in your new role as an entrepreneur. Businesses often need to carry more than one type of insurance, and your business' insurance needs may be highly individualized.
A knowledgeable agent can help you find the right solutions. For some states, carrying insurance is a requirement. Requirements may also vary by the type of business you own and the number of employees; however, worker's compensation is required by law in most states, and highly recommended if not. There are several things you can do to keep insurance expenses in check. Performing an annual risk assessment and identifying actions you can take to lower your insurance costs is the first step.
Also, your agent can be a great resource to review your existing policies and deductibles, to make sure your coverage and limits are right-sized for your business. Lastly, if you purchase more than one insurance policy from the same agent, don't forget to ask if you qualify for a multi-policy discount.
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That means you always have an expert on your side who can find the best policy, and savings, for you. And as your needs change, your agent will be there to make sure you have the right protection.
Please note that if you request to be contacted by a Progressive agent, the agent may have different privacy practices. To serve you better, the agent may share your information with other insurance companies to obtain competitive quotes or offer other products and services to you. No account? View your claim here. Progressive resources. Find answers to your insurance questions, insights into current trends, and tools for navigating life in our resource center.
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